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Business Banking Deposit Products

By providing a variety of services for your business, Pacific Enterprise Bank is ready to assist you with your business needs.

Business Checking Account  
  • $2500 minimum opening deposit
  • Monthly statement with images
  • Free teller access
  • No monthly service charge as long as account maintains average daily balance of $2,500 or the combined balance of checking, savings and money market of $2,500 during statement cycle.   $25.00 service charge if balance of $2,500 is not met.
  • No per item fee up to 100 checks, debits or deposits; $0.20 per item over 100
Business Checking Analyzed  
  • The Bank reserves the right to review the activity of any business account, and to conduct full service analysis of business account to determine monthly charges.
  • The Account Analysis system calculates an earnings credit on the average available balance, less legal reserves, and compares such credit to the total charges computed.
  • If the charges total more than the earnings credit, the account is charged the difference
Business Money Market Account  
  • Interest-bearing tiered account
  • $2,500 minimum opening deposit
  • Monthly statement with images
  • Free teller access
  • No monthly service charge as long as account maintains an average daily balance of $2,500. $25.00 service charge if balance requirement is not met.
  • Unlimited withdrawals in person
  • Debit transactions limited to six per statement cycle, three of which may be third party checks and three transfers.
  • $10 transaction fee per transaction in excess of six.
Business Savings  
  • Interest-bearing account
  • $2,500 minimum opening deposit
  • Free teller access
  • No services charge as long as account maintains average daily balance of $5,000. $25.00 service charge if balance requirement is not met.
  • Limit of six withdrawals per month, $10.00 per withdrawal over the limit.
Business Certificate of Deposit  
  • Competitive interest rates
  • FDIC insured investment
  • $5,000 minimum opening deposit

 

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