Business Banking Deposit Products
By providing a variety of services for your business, Pacific Enterprise Bank is ready to assist you with your business needs.
| Business Checking Account |
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- $2500 minimum opening deposit
- Monthly statement with images
- Free teller access
- No monthly service charge as long as account maintains average daily balance of $2,500 or the combined balance of checking, savings and money market of $2,500 during statement cycle. $25.00 service charge if balance of $2,500 is not met.
- No per item fee up to 100 checks, debits or deposits; $0.20 per item over 100
| Business Checking Analyzed |
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- The Bank reserves the right to review the activity of any business account, and to conduct full service analysis of business account to determine monthly charges.
- The Account Analysis system calculates an earnings credit on the average available balance, less legal reserves, and compares such credit to the total charges computed.
- If the charges total more than the earnings credit, the account is charged the difference
| Business Money Market Account |
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- Interest-bearing tiered account
- $2,500 minimum opening deposit
- Monthly statement with images
- Free teller access
- No monthly service charge as long as account maintains an average daily balance of $2,500. $25.00 service charge if balance requirement is not met.
- Unlimited withdrawals in person
- Debit transactions limited to six per statement cycle, three of which may be third party checks and three transfers.
- $10 transaction fee per transaction in excess of six.
- Interest-bearing account
- $2,500 minimum opening deposit
- Free teller access
- No services charge as long as account maintains average daily balance of $5,000. $25.00 service charge if balance requirement is not met.
- Limit of six withdrawals per month, $10.00 per withdrawal over the limit.
| Business Certificate of Deposit |
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- Competitive interest rates
- FDIC insured investment
- $5,000 minimum opening deposit
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