Pacific Enterprise Bank
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Business Banking

Business Checking

Basic Business Checking

Our Basic Business Checking account is designed for companies with a low amount of account activity. A Basic Business Checking account requires a minimum opening deposit of $2,500. This account provides for 100 items to process in the account without an associated fee. Items include deposited items, deposit tickets, Debit Card transactions, ACH debits, ACH credits, and written checks each month.

Account Details

  • $2,500 minimum opening deposit
  • Free ATM/Debit Card withdrawals
  • A monthly maintenance fee of $25 is imposed each statement cycle
  • The monthly maintenance fee is waived when you keep an average daily balance of $2,500
  • There will be a $0.20 charge for each additional item processed to the account in excess of 100 items.  

*Additional disclosures will be provided at account opening.
*Additional account activity may increase your monthly maintenance fee.

Business Interest Checking

Our Business Interest Checking account is a variable rate account that allows you to earn interest with check writing flexibility. This account requires a minimum opening deposit of $2,500. The account provides 150 written checks or debits and 300 deposited items processed to the account, free of charge.  Items include deposited items, deposit tickets, Debit Card transactions, ACH debits, ACH credits and written checks each month.

 

Account Details

  • Free ATM/Debit Card withdrawals
  • $2,500 minimum opening deposit
  • A monthly maintenance fee of $25 is imposed each statement cycle
  • The monthly maintenance fee is waived when you keep an average daily balance of $2,500
  • There will be a $0.20 charge for each additional item processed to the account in excess of 150 checks or 300 deposited items
  • Account provides for 150 checks or debits and 300 deposited items

 

 

For Inquiries:
Universal Banking Team

Phone: (949) 623-7600
Email: contactus@pacificenterprisebank.com

*Additional disclosures will be provided at account opening.
*Additional account activity may increase your monthly maintenance fee.

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