WHAT DOES PACIFIC ENTERPRISE BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as decribed in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Pacific Enterprise Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does PacificEnterprise Bank share? Can you limit this sharing?
What We Do
How does Pacific Enterprise Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Pacific Enterprise Bank collect my personal information?
We collect your personal information,for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
State Law and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Companies related by common ownership or control. They can be financial and non-financial companies. Pacific Enterprise Bancorp
Companies not related by common ownership or control.They can be financial and nonfinancial companies. Pacific Enterprise Bank does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Pacific Enterprise Bank doesn't jointly market.
Other Important Information
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing- without your authorization. We will also limt our sharing of personal information about you with our affiliates to comply with all California privacy law that apply to us.
Our Security Procedures – We also take other steps to safeguard customer information by maintaining physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.
Maintaining the Accuracy of Customer Information - We have procedures to see that customer information is maintained in a commercially reasonable manner so that it is accurate, current, and complete. We also have procedures to see that requests to correct inaccurate or incomplete information are acted upon in a timely manner. We maintain security standards and procedures to help prevent unauthorized access to confidential customer information, and we regularly review, test and update our technology and procedures to improve the security and accuracy of such information. We investigate your inquiries about information received from us (or from a credit bureau reflecting information we have provided) that you believe to be inaccurate and we take steps to correct information we determine to be incorrect.
Maintaining Confidentiality in Our Business Relationships with Other Companies -From time to time we contract with other businesses to perform specific services in support of our products. When it is necessary to provide confidential customer information to a third party, we require each business that we select to agree to adhere to the same privacy standards, laws and regulations that apply to us. That is, we require such third parties to agree to safeguard non-public personal information regarding our customers in accordance with our own privacy policies.
On-line Banking Security - At Pacific Enterprise Bank we take security very seriously. The latest methods in Internet system security, as upgraded from time to time, are used to increase and monitor the integrity and security of our system.
Internet security does not rely on technology alone. Without everyone's participation, all the security systems and technology in the world are worthless. You must treat your User ID and password with the same care as a debit card and PIN. In addition, you must make sure that no one is physically watching when you enter your password. If you are logged in to the service, be sure to log off of the service and exit the browser when you leave the computer unattended. You should also take standard precautions to keep your system clean and free from viruses that could be used to capture password keystrokes and financial information.
If you should have additional questions regarding the security of our internet site, please contact us directly at 949-623-7600 or visit us at: Pacific Enterprise Bank 17905 MacArthur Blvd., Irvine, CA 92614.
Children's Privacy - Our web site is directed to a general audience. We do not knowingly solicit or collect personal information from children on our site.
Website – You are welcome to visit our website without giving us any nonpublic personal information about yourself.
By accessing this site, you agree to these Privacy Principles. If you do not agree, please do not use our site. These Privacy Principles do not modify or supplement any existing agreement we may have with you and is not intended to be incorporated as part of any future agreement with us.
Revised April 2011