Pacific Enterprise Bank
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Business Banking

Insured Cash Sweep (ICS)

Pacific Enterprise Bank offers Insured Cash Sweep, ICS, to provide customers with multi-million dollar FDIC insurance coverage. Investing in our ICS is an easy, convenient way to protect large deposits. Upon agreement, your large deposit is broken into smaller amounts and placed with other banks that are members of the Promontory ICS Network, so that your entire deposit is eligible for FDIC protection.  We offer Demand Deposit ICS accounts which allow unlimited withdrawals, or Money Market Deposit ICS accounts which are a saving option and offer up to six program withdrawals per month. 


  • Spread your funds around a multitude of banks to ensure FDIC Insurance on every dollar
  • Insure deposits with unlimited access with demand accounts or up to six withdrawals for our savings option
  • Our rates compare favorably with other investment alternatives such as U.S. Treasuries and money market funds
  • Convenient transactions through our bank that allow you to not have to track collateral on an ongoing basis or directly manage many banking relationships
  • Reliable Customer Service and Relationships through one bank instead of multiple



For Inquiries:
Universal Banking Team
Phone: (949) 623-7600

Limits apply, Funds may be submitted for placement only after a depositor enters into a ICS Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. ICS is a registered service mark of Promontory Interfinancial Network LLC.

Equal Housing LenderFDIC