Pacific Enterprise Bank
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Business Banking

Business Savings 

Our Business Savings account is a variable rate tiered investment tool that allows your business to earn interest with a minimum opening deposit of $2,500. You are limited to (6) six pre-authorized withdrawals per monthly statement cycle.  Pre-authorized withdrawals include Check, Debit Card, or similar order payable to third parties or ACH debits, telephone transfers, payments to third parties and any movement of funds from your savings account to another account of yours, including from a personal computer.  Transfers made in person, mail or at an ATM are not preauthorized withdrawals and therefore are unlimited.  

Account Details

  • $2,500 Minimum Opening Balance
  • Free ATM/Debit Card withdrawals
  • Up to six preauthorized withdrawals per monthly statement cycle - $10 excessive transaction withdrawal fee is imposed for each preauthorized withdrawal in excess of six.
  • $15 monthly maintenance fee
  • Monthly maintenance fee waived for accounts maintaining an average daily balance of $5,000 during the statement cycle.



For Inquiries:
Universal Banking Team

Phone: (949) 623-7600

*Additonal disclosures will be provided upon account opening


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