Pacific Enterprise Bank
  • Business Banking
  • Personal Banking
  • Loan Products
  • Other Services
  • Privacy Policy


SBA - Let us help >>CDARS - Financial Security >>Premium Finance >>


FDIC Insurance: Learn More


Pacific Enterprise Bank started in April 2007 with $31 million in capital. The Bank is an entrepreneurial bank and is always looking for ways to meet the needs of the underserved business community.   Like all businesses, success is heavily determined by the capabilities of its employees. Bank employees have both big bank and community bank experience which lessens the time spent in understanding a clients needs before subsequently providing solutions. The Bank has over 100 employees dedicated to provide first class depository services/products with the assistance of the latest technology as well as provide lending solutions using common sense business minded decision making.

Pacific Enterprise Bank’s lending group focuses on businesses with loan needs from $250,000 to $5,000,000. Financing is available for commercial real estate "investor and owner occupied", lines of credit, debt consolidation, start-ups, acquisitions, SFR flipping lines, letters of credit, diesel trucks, bridge loans, and insurance premium financing. The Banks cash management group has more of a private banking feel and offers an array of products including remote capture, merchant card processing, online wires, ACH, positive pay and online banking. External 3rd party programs are actively used to complement the Banks lending practices. External programs include SBA 7A Loans, SBA 504 Loans, Calcap loans, ARB Grant Program, Carl Moyer Program, and Voucher Incentive Program.  The  Bank is consistently one of the top SBA Bank lenders in Orange County (504 loans and 7a loans).

5 Star Rating from BauerFinancial


In the second quarter of 2016, Pacific Enterprise Bank received a 5-Star Rating from BauerFinancial, Inc., the nation's leading independent financial institution rating and research firm. BauerFinancial has been reporting on and analyzing the performance of United States Financial Institutions since 1983. Fewer than 10% of the Nation's banks can claim this distinction.

Equal Housing LenderFDIC