ABOUT PACIFIC ENTERPRISE BANK:
Founded in April 2007 with $25 million in capital. Pacific Enterprise Bank has consistently been a top performing bank. The Bank is an entrepreneurial bank and is always looking for ways to meet the needs of the underserved business community. Like all businesses, success is heavily determined by the capabilities of its employees. Our employees have both big bank and community bank experience which lessens the time spent in understanding a clients needs while subsequently providing efficacious solutions. The Bank has over 100 employees dedicated to providing first class depository services/products with the assistance of the latest technology as well as providing lending solutions using common sense business minded decision making.
Pacific Enterprise Bank’s lending group focuses on businesses with loan needs from $150,000 to $5,000,000. Financing is available for investor and owner occupied commercial real estate, lines of credit, debt consolidation, start-ups, acquisitions, SFR flipping lines, SFR investor mini-perm (SIMPL) loans, letters of credit, diesel trucks, construction, bridge loans, seismic upgrades and insurance premium financing. The Bank's cash management group has a private banking feel and offers an array of products including remote deposit capture, merchant card processing, online wires, ACH, positive pay and online banking. Many government sponsored loan programs are actively used to complement the Bank's lending activity and provide greater access to credit. These include SBA 7A Loans, SBA 504 Loans, CalCAP loans, ARB Grant Program, Carl Moyer Program, and Voucher Incentive Program. The Bank is consistently one of the top SBA and state loan program lenders in California.