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Loan Products

Owner Occupied Commercial Real Estate Loans

Owner Occupied Commercial Real Estate (OOCRE) loans are provided to business owners who require financing for the real estate that they occupy. A variety of OOCRE types can qualify such as Office (Office Buildings and/or Office Condos), Industrial (Including warehouses and manufacturing facilities), Retail, Shopping Center, Agricultural, Hotel & Motel, Senior Housing / Assisted Living Facilities, Health Care, Special Purpose, and others. The cash flow of the underlying business operating in the OOCRE will determine if financing is available.


  • Loans available for most property types
  • Amortization up to 25 years or shorter term with balloon
  • Loan to Value up to 75% for conventional loans, and 90% for SBA loans
  • Fixed and floating rate pricing structures


  • Purchase
  • Construction
  • Expansion/Property Improvements
  • Refinance

For Inquiries:
Tobias Halbmaier

Phone: (949) 623-7585

Equal Housing LenderFDIC