Pacific Enterprise Bank
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Loan Products

Equipment Loans

Pacific Enterprise Bank continues to successfully provide equipment loans to businesses throughout California and western states.  Refinancing your existing loans with us can improve cash-flows by as much as 50%.  We have access to a number of external loan programs that assist small and medium sized businesses in obtaining financing that would not meet a bank’s typical underwriting standards.  These programs include SBA 7a, SBA 504, USDA, B&I, CalCAP loans, the ARB Grant Program, the Carl Moyer Program, and the Voucher Incentive Program.  


  • Up to 100% financing
  • Terms are typically between 5 and 15 years
  • Fixed and variable rates
  • Refinance with up to 10 year amortization
  • Refinancing can improve cash-flow by as much as 50%


  • New Equipment Purchases
  • Used Equipment Purchases
  • Refinance existing loans


For Inquiries:
Marc Merino

Phone: (949) 623-7594

Equal Housing LenderFDIC