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Personal Banking

Personal Certificate of Deposit

Personal Certificate of Deposit is a tiered fixed rate term deposit account. Terms for these accounts range from 31 days to 5 years, each earning a competitive interest rate. These types of accounts can earn a higher fixed rate of interest with the commitment of funds for a designated length of time. Rates are based on amount and time invested, often with higher rates for longer terms to increase earnings.

Account Details

  • $10,000 minimum opening deposit
  • No monthly maintenance fee
  • No additional deposits are allowed during the term of the account.  Deposits made during the account's grace period will be accepted.  Interest earned and paid to your account may be withdrawn during account term.  All other withdrawals prior to maturity may be subject to early withdrawal penalties.  

For Inquiries:
Universal Banking Team

Phone: (949) 623-7600

*Additional disclosures will be provided upon account opening


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