Pacific Enterprise Bank
  • Business Banking
  • Personal Banking
  • Loan Products
  • Other Services
  • Privacy Policy

Personal Money Market

Personal Money Market

Our Personal Money Market is a classic investment tool. This is a variable rate tiered product that provides a competitive rate of interest without high risk.  While this account has certain withdrawal limitations, you get check writing privileges while earning interest without a high balance requirement. You are limited to (6) six pre-authorized withdrawals per monthly statement cycle.  Pre-authorized withdrawals include Check, Debit Card, or similar order payable to third parties or ACH debits, telephone transfers, payments to third parties and any movement of funds from your money market account to another account of yours, including from a personal computer.  Transfers made in personal, mail or at an ATM are not preauthorized withdrawals and therefore are unlimited.  

Account Details

  • Free ATM withdrawals
  • $2,500 minimum opening balance
  • $15 Monthly Maintenance Fee if average daily balances are not met
  • Monthly Maintenance Fee waived for accounts maintaining an average daily balance of $2,500. 
  • Up to six (6) pre-authorized withdrawals per monthly statement cycle. A $10 excessive transaction withdrawal fee is imposed for each pre-authorized withdrawal in excess of six.


For Inquiries:
Universal Banking Team 

Phone: (949) 623-7600

*Additional disclosures will be provided at account opening

Equal Housing LenderFDIC