Pacific Enterprise Bank
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Personal Savings

Pacific Enterprise Bank's Personal Savings is a classic savings account that allows you to earn interest on your investment. This is a variable rate product that provides a competitive rate of interest without high risk. You are limited to (6) six pre-authorized withdrawals per monthly statement cycle.  Pre-authorized withdrawals include Check, Debit Card, or similar order payable to third parties or ACH debits, telephone transfers, payments to third parties and any movement of funds from your savings account to another account of yours, including from a personal computer.  Transfers made in person, mail or at an ATM are not preauthorized withdrawals and therefore are unlimited.  These six preauthorized withdrawals are free and allow you to earn a competitive interest rate on all collected balances in the account.  Open an account with us today.

Account Details

  • Free ATM Withdrawals
  • $500 Minimum Opening Balance
  • Up to six preauthorized withdrawals per monthly statement cycle - $10.00 excessive transaction withdrawal fee is imposed for each preauthorized withdrawal in excess of six
  • $15 Monthly Maintenence Fee
  • The monthly maintenence fee will be waived for accounts maintaining an average daily balance of $500 or a combined average daily balance of $2500 in one of your checking, savings or money market accounts for the statement cycle.


For Inquiries:
Universal Banking Team

Phone: (949) 623-7600

*Additional disclosures will be provided at account opening

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